Scheduled bank status and a satisfactory track record of performance for a minimum period of five years. 2. The bank’s shares should be listed on a recognised stock exchange. 3. Minimum net worth of ₹1,000 crore at the end of the previous quarter (audited). 4. The prescribed CRAR requirements for SFBs must be met. 5. Net profit should have been earned in the last two financial years. 6. In the last two financial years, GNPA and NNPA should be less than or equal to 3% and 1% respectively. PART -2 SOCIAL DEVELOPMENT Human Development 1. According to the UNDP Human Development Index (HDI) Report 2025, life expectancy in India increased from 58.6 years in 1990 to how many years in 2023?